For a while there, it seemed like a day couldn't go by where I wasn't talking about some financial institution that decided to close its doors to the firearm industry. That was a hell of a fight, and the truth is that it's not completely over. Sure, they have a right to do business with whoever they want, but it wasn't really their choice at first; now it is, and some are still choosing.
And for one provider, it seriously can't seem to make up their minds where they stand on guns, so the National Shooting Sports Foundation is putting them on blast.
Doing business with the firearm industry isn’t all that hard. Firearm manufacturers, distributors and retailers make and sell legal products. They want to offer their products to law-abiding citizens who can legally purchase them.
Money trades hands, goods and services are exchanged. That is free market capitalism. That’s how it is supposed to work in America’s economy.
Those same firearm businesses need services from other companies to conduct their business. That includes everything from being able to turn the lights on to paying employees and yes, even collecting money from those people buying their products.
Goods and services are exchanged. Business flourishes. It really isn’t that complicated. That is, until “woke” corporate policies muck it up.
Enter Ramp, the financial services provider that NSSF highlighted for unlawfully discriminating against Kent Cartridge Company in West Virginia. In Arizona, though, Ramp’s asking a firearm distributor for a chance to pitch their business — even after NSSF highlighted their blatant discrimination.
At first, Ramp claimed some of the providers that perform services at its back end refused to do work with Kent Cartridge Company. Kent provided evidence of this, apparently, to the NSSF, which prompted the organization to call them out.
It's stupid, but it happens. If there's at least some consistency there, you can call it whatever you want, but it's not the least bit confusing. Ramp will not support the Second Amendment or companies that service it.
This is a problem in West Virginia, though, because they have laws against this sort of thing, and the feds have taken steps to eliminate this sort of thing, too.
Again, if it's consistent, at least, that would be one thing.
It's not.
But Ramp’s confusion isn’t limited to laws and regulations governing their industry. They’re also confused about their own internal policies of wanting to do business with the firearm and ammunition industry. While Ramp has been ghosting an ammunition company in West Virginia, they’ve been courting a firearm and ammunition distributor at the same time in Arizona. They are quite literally all over the map when it comes to doing business with the Second Amendment.
Davidson’s Inc., a Prescott, Ariz.-based firearm distributor, read NSSF’s report about Kent Cartridge Company’s problems with Ramp. That struck a chord with executives at the Grand Canyon State firearm distributor because Ramp has been actively courting their business for months and even years.
As recently as July 22, 2026, and only eight days after NSSF highlighted Ramp’s denial of services to Kent Cartridge Company, Ramp was sending emails to executives at Davidson’s looking to bring them on board to provide their services to the firearm distributor. Davidson’s told NSSF that it was “probably the 39th (not kidding) email I have gotten from Ramp in the past couple years (along with phone calls every month or so).”
Davidson's provided this information to the NSSF as well.
This is ridiculous on Ramp's part. I mean, I get them wanting business, but if your backend providers won't let you do business with Kent's, why would they be fine with Davidson's, which sells the actual firearms to gun stores? And this isn't even entertaining a query from Davidson's, but an active attempt to win their business from their current provider.
It's schizophrenic or, at the very least, bipolar.
Frankly, I wouldn't want anything to do with a company like that, regardless of my industry. If they turned on Kent's for what are obviously BS reasons, who is to say they won't turn on you?
In business, I like to feel like the worst I get from my service providers is ambivalence about my success. If they simply don't care about what I do so long as their money comes in, that's fine. The best are the ones who actively want me to succeed, rightly understanding that my success benefits them.
Ramp, though, is neither of those things. It's not somewhere in between.
It's the "pet" that you think is tame right up until it eats your face off.
No thanks.
